Deduction plans let you recover money an operative owes, such as training costs or damages, through their weekly pay. You set the total amount and the number of weekly instalments. Chime then takes one instalment from each week's pay until the balance is cleared, with no manual calculations or reminders needed.
Example: an operative owes £600 for a training course. You create a plan for £600 over 12 weeks, and £50 is taken from their pay each week until the balance reaches £0.
How Deduction Plans Work
You create a plan for one or more operatives, or for a whole cohort.
Each person gets their own plan, even if you create plans for a group at the same time.
You set the total amount and the number of instalments.
Chime splits the total evenly. If it doesn't divide exactly, the extra pennies go on the first instalment.
Each instalment must be at least £1.
The plan starts on its own in the pay period you choose. No approval is needed.
On the operative's timesheet that week's instalment is added to their timesheet as a deduction.
The outstanding balance goes down each time an instalment is applied.
When the balance reaches £0, the plan is marked Completed.
Plan Status
Active: the plan is running and instalments are being taken.
Paused: no instalments are being taken. The balance stays as it is until someone resumes the plan.
Completed: the full amount has been recovered.
Cancelled: the plan was stopped and the remaining balance was written off.
Lift of a deduction plan flow
What You Can Do With a Plan
Create a deduction plan for individuals, cohorts or both
View and track balances and each week's instalment
Edit the number of remaining instalments
Pause and resume a plan
Settle all or part of the balance with a lump sum
Cancel a plan and write off the balance
Use Case
Super users & payroll teams who need to recover money owed by operatives, for example for training, damaged equipment or advances.
💡 Tips
An operative can have more than one plan running at a time. Each plan is tracked separately.
If taking a deduction would leave an operative's pay for the week below £0, Chime skips that week and adds an extra week to the end of the plan. See How Deductions Are Taken From Pay.
Plans can't be deleted. To stop a plan, cancel it. Its history is kept for your records.